I need a statement of creditable coverage from Blu Cross of Tennessee, im not ending my insurance with them but am getting a second one. Will they send with no problems? i am under my dad's insurance on there so will i need him to do it? I have my own card and i need to do it on my own, can i do this? Im 19 so its not age its just that im not the primary member, i dont know the online log in just the group # and such|||As I understand it you are leaving your dad's policy and going on your own policy. Blue Cross of TN should send you a certificate of creditable coverage automatically. It would be sent to the mailing address on the policy.
The certificate is essential if you are dealing with a preexisting coverage. It is particularly important document to have when you are switching carriers. However. as you are staying with the same insurance company I don't think a preexisting condition is going to be an issue if you maintain continuous coverage.
Don't take my word for it though, verify that by calling the customer service number that is on the back of your current ID card.|||Yes, you'll need dad to do it. And that means dad's insurance will now be secondary.
But how is it, exactly, that you're getting your OWN coverage, but still staying on his? Once you're no longer qualified to be his dependent on his taxes (like you have your own job, and have to file your own taxes), you no longer qualify to be COVERED under his policy. Or if you get married, you're no longer qualified to be covered, either.
It's extremely unusual, that you have your OWN coverage, NEED the certificate of credible coverage, without being disqualified from the prior coverage.|||It depends on the insurance company. Most companies will not send you a statement until AFTER the policy is cancelled. You're going to have to call to ask. It's not something you'll be able to log-in and download.|||It is an unusual request, but not a problem. Just call them on the telephone and ask for it.
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