Does California statutute of limitations of 4 years for debt collection apply to complaint filing date or CMC
Actual expiration of 4 years according to statement by the debt collector is Febrary 27, 2009 and Case Management Conference (CMC) is scheduled for March 30, 2009. Is the statute expiration a valid defense at the CMC or is the complaint filing date is what matters?
Thank you very much.|||The formula used by most states regarding their SOL is as follows:
Take the date you last made a payment and add 6 months to this date.
Add the number of years of the statute of limitations in your state.
example: You last made a payment on Jan 15, 2001. The statute of limitations for credit cards (usually regarded as open accounts) in your state is 4 years.
The date at which you are "safe" from having a creditor sue you over this debt is:
Jan 15, 2001 + 6 months = July 15, 2001.
4 Years + July 15, 2001 = July 15, 2005
Therefore, a creditor cannot sue you for this debt after July 15, 2007.
You must know that if you at anytime communicated or affirmed the debt, then the SOL was reset. In most states if you leave the clock stops until you return.
Now California has some strange statutes regarding credit so you might want to check them out at the following web site.
http://www.leginfo.ca.gov/calaw.html
Hope this is of some help
NOTE: This communication is not intended as and should not be interpreted as legal advice but is intended solely as a general discussion of legal principles or definitions of the FDCPA and FCRA. Always consult an attorney if needed.
Thursday, December 15, 2011
Financial statements report financial data for either a period of time or for a particular date.which one ?
a ) the balance sheet
b) the cash flow statement
c) the income statement
find me which one of followiong financial statements reports finiacial information for a particular date.|||A balance sheet shows Assets and Liabilities as of a specific date (Assets+Owners Equity=Liabilities)
A cash flow statement shows money going into and coming out of a company over a period of time.
An income statement shows profit or loss over a period of time.
b) the cash flow statement
c) the income statement
find me which one of followiong financial statements reports finiacial information for a particular date.|||A balance sheet shows Assets and Liabilities as of a specific date (Assets+Owners Equity=Liabilities)
A cash flow statement shows money going into and coming out of a company over a period of time.
An income statement shows profit or loss over a period of time.
I sign the statement at the bottom of the page only once?
Ok, so you know how there's this statement at the bottom of the SAT Subject Test answer sheet that says something to the effect of "Copy the following statement in cursive and sign and date it" and the statement is something about not receiving or giving help (cheating) for the test? Well, when I'm taking multiple SAT II's in one day, that statement is only supposed to be copied and signed ONCE (at the bottom of the answer sheet for the 1st test), right?|||Sign it on every answer sheet that you receive./
How long should the Northwestern Statement be (the "Why NU" essay)?
I'm not sure if the Northwestern Statement should be an essay or a paragraph, they really don't say anything on the NU supplement. The directions read as follows: "The following statements must be typed and submitted on separate sheets of paper. Type your name and birth date on each sheet. Note which item you are addressing at the beginning of each statement." Then it just goes on to describe what the statement should say. There's really nothing about how long it should be. Can anyone who's also applying to Northwestern help me out? Thanks!|||I'd say one to two paragraphs. That's how long mine was.
I need a template of a landlord statement saying how much I pay monthly?
Hi!! I need a proper template stating how much my husband and I pay the landlord (my father-in-law) on a monthly basis. The statement has to be made from the landlords point of view and it has to include the date in which we moved in.
Thank you!|||search "free rental agreement" or "free lease agreement"|||Just ask your landlord!|||http://www.thelpa.com/
http://www.uslandlord.com/|||There's nothing magic here.
A simple receipt that reads: "On (date), (your name) paid (landlord name) the amount of $(rent) to cover rental of property at (address) for (time period)" and then have you and FIL sign.
For example: "On June 1, 2007, Marvin and Barbara Smith paid John Smith the amount of $500 to cover rental of property at 1 Main Street, Springfield, MA 12345 for June 1-30, 2007."
If you're looking for a rental contract... that's a bit different. There will be dozens of clauses in that. If all you want is the "how much," then use the above template minus the date of payment. For example: "For rental of 1 Main Street, Springfield, MA 12345, Marvin and Barbara Smith must pay John Smith the amount of $500, due by the first of each month." Have everyone sign.|||Free rental agreement forms from these sites may work for you:
http://www.thelpa.com/lpa/free-forms.htm鈥?/a>
http://www.mojolaw.com/rental_lease_form鈥?/a>
http://www.landlordeguide.com/Landlord-T鈥?/a>
Caution: Each state has its own requirement, so make sure you are aware of what applies to your state. You can find books in your local public library regarding specifics about your state requirements. Books by NOLO are good.
Thank you!|||search "free rental agreement" or "free lease agreement"|||Just ask your landlord!|||http://www.thelpa.com/
http://www.uslandlord.com/|||There's nothing magic here.
A simple receipt that reads: "On (date), (your name) paid (landlord name) the amount of $(rent) to cover rental of property at (address) for (time period)" and then have you and FIL sign.
For example: "On June 1, 2007, Marvin and Barbara Smith paid John Smith the amount of $500 to cover rental of property at 1 Main Street, Springfield, MA 12345 for June 1-30, 2007."
If you're looking for a rental contract... that's a bit different. There will be dozens of clauses in that. If all you want is the "how much," then use the above template minus the date of payment. For example: "For rental of 1 Main Street, Springfield, MA 12345, Marvin and Barbara Smith must pay John Smith the amount of $500, due by the first of each month." Have everyone sign.|||Free rental agreement forms from these sites may work for you:
http://www.thelpa.com/lpa/free-forms.htm鈥?/a>
http://www.mojolaw.com/rental_lease_form鈥?/a>
http://www.landlordeguide.com/Landlord-T鈥?/a>
Caution: Each state has its own requirement, so make sure you are aware of what applies to your state. You can find books in your local public library regarding specifics about your state requirements. Books by NOLO are good.
I need a statement of Creditable Coverage- start date and present date from Blu Cross.?
I need a statement of creditable coverage from Blu Cross of Tennessee, im not ending my insurance with them but am getting a second one. Will they send with no problems? i am under my dad's insurance on there so will i need him to do it? I have my own card and i need to do it on my own, can i do this? Im 19 so its not age its just that im not the primary member, i dont know the online log in just the group # and such|||As I understand it you are leaving your dad's policy and going on your own policy. Blue Cross of TN should send you a certificate of creditable coverage automatically. It would be sent to the mailing address on the policy.
The certificate is essential if you are dealing with a preexisting coverage. It is particularly important document to have when you are switching carriers. However. as you are staying with the same insurance company I don't think a preexisting condition is going to be an issue if you maintain continuous coverage.
Don't take my word for it though, verify that by calling the customer service number that is on the back of your current ID card.|||Yes, you'll need dad to do it. And that means dad's insurance will now be secondary.
But how is it, exactly, that you're getting your OWN coverage, but still staying on his? Once you're no longer qualified to be his dependent on his taxes (like you have your own job, and have to file your own taxes), you no longer qualify to be COVERED under his policy. Or if you get married, you're no longer qualified to be covered, either.
It's extremely unusual, that you have your OWN coverage, NEED the certificate of credible coverage, without being disqualified from the prior coverage.|||It depends on the insurance company. Most companies will not send you a statement until AFTER the policy is cancelled. You're going to have to call to ask. It's not something you'll be able to log-in and download.|||It is an unusual request, but not a problem. Just call them on the telephone and ask for it.
The certificate is essential if you are dealing with a preexisting coverage. It is particularly important document to have when you are switching carriers. However. as you are staying with the same insurance company I don't think a preexisting condition is going to be an issue if you maintain continuous coverage.
Don't take my word for it though, verify that by calling the customer service number that is on the back of your current ID card.|||Yes, you'll need dad to do it. And that means dad's insurance will now be secondary.
But how is it, exactly, that you're getting your OWN coverage, but still staying on his? Once you're no longer qualified to be his dependent on his taxes (like you have your own job, and have to file your own taxes), you no longer qualify to be COVERED under his policy. Or if you get married, you're no longer qualified to be covered, either.
It's extremely unusual, that you have your OWN coverage, NEED the certificate of credible coverage, without being disqualified from the prior coverage.|||It depends on the insurance company. Most companies will not send you a statement until AFTER the policy is cancelled. You're going to have to call to ask. It's not something you'll be able to log-in and download.|||It is an unusual request, but not a problem. Just call them on the telephone and ask for it.
Send a statement to a company owing me money?
I use a company which i can do my accounts on and invoices but i cant find a way to print a statement to send to a company that owe me money is there anyway of doing it like a company uses me 2-3 times a month after 3 months i want to send them a statement with dates saying how much they owe and what they have paid etc|||Try a program like Quickbooks.
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