I have always paid of my statement ending balance on due date. Why, I was still charged finance charge by CC.?

if you had a cash advance you always pay interest. if no cash advance you should call and ask.





I wonder if you could have missed a cut off by a few hours on last day?|||This is a pretty good question. Credit card companies seem to come up with all types of fees %26amp; charges to put on your bill no matter what. The only way to avoid them is to be knowledgeable, really.





Take one hour (or more) out of your day or weekend either go to your cc company's website to download or read the cc agreement they sent you with your card. You can find out about all of the different charges and benefits that come with the card you use. Most people don't wanna do this and it takes some reading but going through the card agreement is well worth it.|||If it arrives on the due date, but not early enough, it's still considered late.





You don't have a legal right to not have finance charges. Not all credit cards have a grace period. Some start charging the day of the purchase.





Cash advances never have grace periods. Taking money out of an ATM is a cash advance.|||Credit cards charge interest daily so unless you pay off your credit card the same day you charge on it you will be charged interest.