Is it better to pay on a credit card before the statement closing date or the actual bill due date?

I have been paying my credit card off or at least down by the statement closing date because I figured out that the statement closing date is the balance that is reported to the credit bureaus. Is this raising my credit score faster than if I waited and paid before the actual due date or does it not matter as long as I pay on time?|||it doesn't matter as long as you pay on time





https://www.annualcreditreport.com/cra/i鈥?/a>





you can get your credit report for free once a year from here make sure you get all 3|||Paying early won't help your credit score much but paying it late sure will hurt it. I always paid mine early, but if you get to watching they hang onto the payments for a few to even several days before banking it so they can charge you for more interest for more days.


Stop worrying so much about your credit score. What you should do is just pay down and pay off your debt so credit, and credit score, is not so much an issue. If you have no need to borrow, it doesn't matter so much what your credit score is.|||Pay the credit card in full by the due date. Paying it before the closing date does nothing extra for your score. By paying it early, you are losing the interest free grace period between the purchase and the due date.|||Pay early enough to ensure you don't get "dinged" for a late payment. Other than that, it doesn't matter. The lender just reports whether you paid on time or not.