My wells Fargo mastercard closing date is 02/02/2010. The amount on the closing date is 481.03. I payed it online and set it up to send the payment about three days before. The payment is due 02/27/10. However, does it automatically just add on the the account if you made any purchases after the closing date? After the closing date, I think I made several purchases of about 20 dollars each or something but when I add those numbers up I get a balance of about 100 dollars but the balance it shows online is 632. I assume that when the statement is payed it will show I do not owe anything for the card and of course it would online it would show the actual balance I have on there. What i am trying to say is that when I look online it seems to me that I have made a purchase of 600 dollars since my last closing date which is not right at all.|||The "closing date" is the date they send you a statement and calculate fees. It's a snapshot in time. Pay this amount before the due date to avoid late charges.
The online amount is the current balance on the card (all your purchases, plus any fees, minus all your payments). When your payment gets there, you will see your online balance drop.|||Please be advised that banks snap shot dates (Closing Date) veries within +/- 24 hours, so you may think your date 2/2/2010 but you can't alway depand on that. Be safe with your credit and beat the banks in this game.
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